Payment_Gatway_Ecommerece_Web design_ Dubai

How to Choose Payment Gateway for your E-commerce Website?

22 July 2018

As E-Commerce industry growing and the use of smart phone is on the rise, customers are increasingly looking for payment solutions that are safer, seamless and easier. A Payment gateway is considered an essential part of any ecommerce based website.  As it acts as the final stage of the conversion funnels, its importance and role is extremely important. Whenever you want to setup an online store, there are few important questions to ask yourself before proceeding with your e commerce website.  There are many online payment solutions are available but not all are appropriate for every website. It is advisable to invest some time in researching and understanding how different payment services works and which one best fit with your specific needs of the business.

First you should understand, there are two things involved payment gateways and Payment processors.

  • Payment Gateways.

Payment gateways are combination of third party tools that are used by retailors to accept payments from online customers.  This is a way to automatically transfer the payments from customers to retailors. Use of payment gateways offer many benefits for example PCI compliance that represent standardization with security standards,

  • Payment Processors.

Payment processors have the important role as intermediary for payment processing.  These are mainly responsible for

(i)Managing relationship between enterprise and card charging companies.

(ii)Managing customer related data both private and financial

(iii)Successful transaction process by crediting debiting the customer accounts.

(iv)Transfer of funds.

  • Choosing a Payment Gateway and Payment Processor.

It may be difficult to accurately choose between what’s right combination for your business. As a merchant and retailor who are selling the products online should consider following points

  • Look for Seamless Process.

There are some payment gateways that will allow you to make direct payments into retailer’s website and transfer customer directly to other website for payments. As an online retailer it is entirely your responsibility to choose the payment gateway that offers best customer experience with seamless and smooth processing. There should be less sensation or disruption and customer should not be shuttled to other website for payment.

  • Consider Cost of Transaction.

As you might have heard, nothing comes free and same fits with payment gateways as well. There is always an associated or upfront cost. Some of the payment processors may charge your customers additional fee that will be based on per transaction basis. In some cases clients are also charged with payment processing fee. You must always ask for these details.

  • Consider Data Security

When you are dealing with customer`s data, you need to be extra cautious about security. You should only choose payment processing companies or gateways that are PCI compliant and online payment websites are SSL certified with additional layer for encryption. If not your reputation will be at risk. Customers also only submit their information on the website they believe is safe.

  • Plugin Compatibility.

It does not necessary that all the plugins of your choice will work perfectly with the compatibility to payment gateway. Therefore it is important that you make sure that there are no compatibility issues for the type of online payment gateway you choose for your ecommerce web design.

  • Website Design elements.

You must look whether your chosen payment gateway allows you to have brand Personalization. You should also esquire if it is mobile responsive and is it intuitive regarding layout of website, web page and number of steps? All of your choices should revolve around improving customer experience.

  • Conclusion

The choice can be confusing if you are not familiar with types and terms of services. Therefore it is always better to explore more and get your self-informed with almost every aspect of web design, customer experience and your business. If you feel you are comfortable with the terms and features offered by specific payment vendor then it’s time to move ahead.

At Whitehats Design, We always help our clients to make the right choice according to their specific business requirements. Whether you need online store, Ecommerce web design, corporate web design or mobile applications in Dubai, you provide top class web design services that are second to none.


Latest Posts

  • Mobile application development company in Dubai

    5 Things to Consider Before Hiring a Mobile Application Developer.

    08 October 2018

    Got a great idea for mobile app? That you believe will attract mobile users. Many…

  • web design company dubai

    How Website Redesign affects your Online Business?

    25 September 2018

    Websites often need to be redesigned for one reason or another, however, one thing most…

  • E Commerce web design Dubai

    6 Things to Consider before Starting E commerce Website.

    19 September 2018

    Many businessmen who are interested in selling their products online believe that they just need…

  • website-optimization images web design dubai

    How to Speed Up your Website through Image Optimization?

    12 September 2018

    You may have heard from many people who know (SEO) Search Engine Optimization techniques that…

  • Logo design trends for 2018

    Logo Design Trends for 2018 and Beyond.

    10 September 2018

    When you think of any brand what comes to your mind is their visual identity.…

  • Wordpress_trends 2018

    WordPress Web Design Trends For 2018.

    28 August 2018

    Looking back on 2017, I think it’s safe to say that it was a good…

  • How to make Website GDPR compliant

    How to Make your website GDPR Compliant.

    15 August 2018

    The GDPR or General data protection regulation came into effect from 25th May 2018.Whilst many…

  • web_access_web_design_dubai

    5 Simple Ways to Improve Website Accessibility.

    09 August 2018

    Website development projects require lot of resources. These are focused on many things like Content…

  • web design trends, web design dubai,

    Web Design Trends That Will Become Obsolete In 2020.

    06 August 2018

    Every industry is driven by some trends that are influenced by different elements. This is…

Trending Updates
Mobile application development company in Dubai

Got a great idea for mobile app? That you believe…

Read More
web design company dubai

Websites often need to be redesigned for one reason or…

Read More
Social Channels


  • I contacted Whitehats through their website and was immediately served by a customer service agent. I briefly explained my concern and gave my contact details. The same day in the afternoon I was contacted by an IT engineer and we scheduled a date for a visit to my apartment. Upon arrival the next day the engineer was polite, professional and confident and got the job done in an appropriate manner. I’m very satisfied with the service provided by Whitehats and plan to contact them in case of any future services. Therefore I would also recommend them for any IT related services.

    Saba Elahi

  • Whitehats cooperation with us has been indispensible, wherever we faced problems they were very fast in assessing and rectifying the things. Their continuous support has given us immense confidence for smooth functioning. During our office premises shifting, great efforts and support from you, we were able to start operations at the new premises without any downtime. They are like 24*7 support for us. Sachin Kansal | Manager (Compliance) and MLRO,

    State Bank of India

  • Professional, Quick response, Excellent service, Dedicated team! All you need in a great business and Whitehats provides it! Didier Sloukgi | Finance & Admin. Manager


  • We have been dealing with Whitehats for more than 3 years and we are very happy with their service!! I can call them anytime :) if we have problems. Tina Tejones | Accountant General


  • I have known White Hats for the past four years now. They are very reliable IT Company efficient in their work and you could have them at your beck and call anytime. Besides their staff are very co-operative and accommodating Renate Fernandes | Office Manager