what is Apple Pay: Guide for Dummies

21 October 2014

We are going to inform you about the latest service launched in the tech world by the name of Apple Pay which is promising a lot for the tech geeks.

In case, you haven’t heard of it, feel free to read this post and by the end of it we are assure that you will know everything that is there to know about this exotic new service. In the simplest words, Apple pay eases your task of paying for your shopping at major shopping stores or even for in-app purchases. All you need to do is hold your iPhone (or even iPad for that matter) up to a credit card terminal and then use your touch ID to make that purchase.

For now, you are only allowed to use this feature through Apple’s latest releases namely iPhone 6, iPhone 6 Plus, iPad Mini 3 and iPad Air 2. Unfortunately, among the said devices mentioned earlier iPads are not feesible for purchasing on the store as they only allow in-app purchases. For those of you who don’t have these latest smartphone or tablets from Apple, they can use Apple Watch with even their older iPhone to use this feature.

Right now, Apple has launched this service in their Home country, USA, only. They are planning to expand this service to other countries as well by next year. Interestingly, you don’t have to be connected to any outside network or Wi-Fi to use Apple Pay because all the required information is stored right on your Apple device which requires only your touch ID for authorization.

As far as security of this amazing service is concerned, Apple introduced a two-part hardware-based security solution for Apple Pay. The first lies in your fingerprint, which is required for each transaction. Second hardware solution is the real key to keeping your financial information locked away: the secure element. Built as a chip and only available in the iPhone 6 and iPhone 6 Plus, the secure element is where your financial information is stored



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